Website owner

The owner of the website is RIBÉ SALAT BROKER, CORREDURÍA DE SEGUROS Y REASEGUROS S.L. (“RibéSalat”) with Tax ID number B58868019.and registered premises at Avenida. Diagonal 622 (entresuelo), 08021 Barcelona; listed in the Barcelona Commercial Registry, Volume 25406, Folio 132, Sheet B-88824.

RibéSalat is an insurance brokerage company listed in the Directorate-General for Insurance and Pension Funds’ Administrative Registry of Insurance and Reinsurance Distributors under codes J0625 and RJ0039. It has civil liability insurance and financial capacity in accordance with the current legislation on the distribution of private insurance and reinsurance.

Terms and conditions of use

The use of this website is subject to these conditions. Accessing this website and using the materials it contains implies that the User has read them and accepts them. In some cases, the use of spaces or services available on the website may be subject to particular conditions of use that will require the user’s express acceptance. RibéSalat reserves the right to modify, at any time and without prior notice, the presentation and configuration of the website, as well as the general conditions of use.

The contents and information on this website have been prepared by RibéSalat for information purposes and are based on the judgement of qualified professionals. However, this does not guarantee that such content is always accurate and up to date. The information may be modified, expanded and updated at any time, without the need for user notification.

The content and information presented cannot be considered as an alternative to professional or other advice by the insurance broker and merely constitute a service offered for information purposes.

Within the limits established in the Law, RibéSalat assumes no responsibility regarding errors, omissions or failure to update the data or the information contained on its website.

Unless expressly stated otherwise, the use of the website is free of charge, notwithstanding the user’s own connection cost.

The User is aware and accepts that the use of the website is solely and exclusively under their own responsibility, including the transmission of any false or inaccurate information through it.

In the case of links on the website that lead the User to other websites and/or applications managed by third parties, over which RibéSalat does not exercise any control or supervision, it will not be answerable for the content, the status or the use of such sites and/or applications.

Ribé Salat Broker is not responsible for the misuse of passwords in cases where these are required for access to certain services or areas of the website. It is the User’s responsibility to properly safeguard the passwords provided for such access, preventing misuse or access by third parties.

The User undertakes not to engage in any conduct that could damage the image, interests and rights of RibéSalat or third parties, or that could harm the site itself or interfere with its normal use.

Intellectual and industrial property rights

The entire content of this website is protected by industrial and intellectual property rights, owned by RibéSalat or, where applicable, by its licensors, which the User is obliged to respect. This protection extends to the graphics, logos, designs and images included and to the source code used to programme the website and any of its components.

Access to the website based on the above conditions of use does not imply the waiver or reassignment of, or a licence to use, the intellectual or industrial property rights relevant to the website, or any of its components, the User being expressly forbidden to reproduce, transform, distribute, publish, extract, reuse, forward or use any of them, or make them available to third parties, by any means or procedure, except in those cases in which it is legally allowed or when the User is authorised by the holder of the relevant rights.

Personal data protection

There is no automatic record of any personal data regarding the User simply because the latter accesses the website. However, to use or access certain services offered by this website, RibéSalat may require the User to provide certain personal details that are considered essential for the provision of the service. In such cases, before any details are provided, users will be given appropriate information so that they can give their consent for Ribé Salat Broker to process their personal data and incorporate them in files which they hold. For full information relating to the processing of personal data please see the Privacy Policy section of this website.

Notwithstanding the provisions regarding the processing of personal data, users are hereby informed that certain non-personal information is collected and may be recorded on RibéSalat’s servers, with the sole purpose of improving the user’s browsing experience and the management of the website itself. Users can obtain full information about the purpose of installing cookies and their uses in the Cookies Policy section of this website.

Applicable law and jurisdiction

These conditions of use are governed by Spanish law, the courts and tribunals of Barcelona having authority to deal with any issues arising from their interpretation or application and compliance with them.